Auto Insurance
for new drivers in Ontario
Ready to start driving?
Our experts will help find you the best coverage for the best price.
We help insure G1, G2, and new G-class drivers across Ontario
Most Competitive Rates
We compare quotes from leading Ontario insurers to secure the lowest premiums for new drivers—no hidden fees, guaranteed savings.
Customized Coverage
From liability basics to full collision protection, our experts explain your options so you get the coverage that fits your driving needs.
Personalized Service
We’re a local Ontario brokerage—not a call centre—so you’ll always deal directly with our friendly team who know new-driver challenges.
Over 25 years of getting new drivers on the road.
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Have Questions?
We Have Answers!
We are always happy to help! Please don't hesitate to Contact Us if you have a question that is not listed.
Do I need to complete a government-approved driver training course?
Many Ontario insurers offer significant discounts for finishing an MTO-approved driver training program. While it’s not strictly mandatory to get coverage, completing the course can lower your premium and help you advance from G1 to G2 faster.
How do my vehicle type and safety features impact my premium?
Insurers evaluate your car’s make, model, engine size, and installed safety equipment—like anti-lock brakes, airbags, and collision-avoidance systems—when determining your rate. Vehicles with higher safety ratings usually qualify for lower premiums.
Will aftermarket modifications affect my coverage?
You must disclose any modifications—such as performance upgrades, custom rims, or tinted windows—to your insurer. Modifications can increase your premium or limit your choice of carriers.
How does my driving record affect my insurance?
At-fault accidents, tickets, and driving convictions can drive up your rates or even affect your eligibility. Maintaining a clean record is the best way to keep premiums low.
Are there restrictions on how I can use my vehicle?
Standard Ontario auto policies cover personal use only. Activities like ride-sharing, commercial deliveries, or track days require special endorsements or separate commercial policies.
What discounts can new drivers access?
New drivers may qualify for discounts by bundling auto with home insurance, completing approved driver training, maintaining good grades, or installing certified anti-theft devices.